📜 Terms & Conditions

1. Acceptance of Terms

By accessing and using PakTaxCalc ("the Service"), you accept and agree to be bound by the terms and conditions of this agreement. If you do not agree to these terms, please do not use our website.

2. Description of Service

PakTaxCalc provides free online tax calculators for various tax types in Pakistan, including but not limited to:

• Income tax and salary tax calculations
• PTA mobile phone tax calculations
• Business tax calculations
• Zakat calculations
• Agriculture tax calculations
• Educational blog content and tax guides

3. Use of Service

3.1 Permitted Use

You may use PakTaxCalc for:

• Personal tax calculations and estimations
• Educational and informational purposes
• Planning your tax obligations
• Reading and sharing our tax guides

3.2 Prohibited Use

You agree NOT to:

• ❌ Use our service for illegal activities
• ❌ Attempt to hack, reverse-engineer, or disrupt the website
• ❌ Copy, redistribute, or resell our content without permission
• ❌ Use automated tools (bots, scrapers) to access the service excessively
• ❌ Impersonate PakTaxCalc or claim our content as your own
• ❌ Submit false or misleading information through our contact forms

4. Accuracy and Disclaimer

4.1 No Professional Advice

PakTaxCalc does NOT provide professional tax, legal, or financial advice. For complex tax situations, official filings, or legal matters, please consult:

• A qualified chartered accountant
• A licensed tax consultant
• The Federal Board of Revenue (FBR) directly

4.2 User Responsibility

You are solely responsible for:

• ✅ Verifying calculations with official FBR sources
• ✅ Filing accurate tax returns
• ✅ Meeting all tax deadlines
• ✅ Complying with Pakistani tax laws

5. Limitation of Liability

To the maximum extent permitted by law:

• PakTaxCalc is provided "as is" without warranties of any kind
• We are NOT liable for any direct, indirect, or consequential damages arising from use of our service
• We are NOT responsible for penalties, fines, or legal issues resulting from tax miscalculations
• We do NOT guarantee uninterrupted or error-free service

6. Intellectual Property

6.1 Our Rights

All content on PakTaxCalc, including but not limited to:

• Calculator code and functionality
• Website design and layout
• Blog articles and tax guides
• Graphics, logos, and branding

...are the property of PakTaxCalc and protected by copyright laws.

6.2 Permitted Sharing

You MAY:

• ✅ Share links to our website and blog posts
• ✅ Reference our content with proper attribution
• ✅ Screenshot calculators for personal use

7. Third-Party Services

Our website may contain:

• Google AdSense: Third-party advertisements
• Analytics: Website usage tracking
• External Links: Links to FBR and other government websites

We are not responsible for the content, privacy practices, or availability of third-party websites.

8. Privacy

Your use of PakTaxCalc is also governed by our Privacy Policy. Please review it to understand how we collect and use information.

9. Modifications to Service and Terms

We reserve the right to:

• Modify, suspend, or discontinue any part of the service
• Update tax rates and calculator logic
• Change these Terms & Conditions at any time

Continued use of the service after changes constitutes acceptance of the new terms.

10. Termination

We may terminate or suspend access to our service immediately, without prior notice, for any reason, including if you breach these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Islamic Republic of Pakistan. Any disputes shall be subject to the exclusive jurisdiction of courts in Pakistan.

12. Contact Information

If you have questions about these Terms & Conditions, please contact us: